My strategy

By comparing a wide range of products from dozens of lenders—including major banks, credit unions, and trusts—I can help you find competitive rates and terms.

About Me

Hello, I'm Lokesh Tuli, a licensed Mortgage Agent Level 1 (License: M25001931) in Ontario with Breezeful (Brokerage #13470).

My role is to provide strategic guidance for every stage of your homeownership journey. I operate as your dedicated planner and advocate, focused on clarifying the mortgage process and presenting you with a variety of options.

I pride myself on a foundation of trust, transparency, and education. My goal isn't just to get you a mortgage; it's to ensure you understand your options and feel confident in your financial decisions.

I believe in building long-term relationships, serving as your go-to resource for all things mortgage-related long after the papers are signed.

Services I Offer

My practice is built on providing expert guidance for every stage of homeownership:

  • For Home Buyers: I focus on a thorough pre-approval process. This helps you understand your budget and shop with greater confidence. My aim is to make the journey to homeownership as clear and straightforward as possible.

  • For Existing Homeowners: Your mortgage is a powerful financial tool. I specialize in providing a vital second opinion at renewal time, ensuring you don’t just sign the bank's first offer and potentially lose thousands. By showing you rates from competing lenders , we can secure your family's cash flow. I also help clients create smart plans to consolidate high-interest debt or refinance to access equity for renovations or investments.

  • For my Realtor Partners: My only goal is to get your deals closed. Firm. I am the mortgage partner who works when you do, providing weekend pre-approvals , creative solutions for tricky files , and proactive updates every Tuesday on every single file.

Phylosophy

Whether you're buying a home or your mortgage is up for renewal, my goal is to help you understand your options and find a financing solution that aligns with your needs.